Many would need a lot of healing and remedies especially when it comes to stress relief and calming techniques. In any economic downturn, there are likely to be a lot more bankruptcy filings than typical - that's the way things work. It isn't only for people who experience job loss and can't keep up on underwater mortgages, either - some of the largest corporations and companies have filed as well. Chrysler, GM, and Six Flags all filed for bankruptcy, GM and Chrysler asked for payday cash advances from the government to float them - and got them. So did Wall Street. What does this mean? Well, the big one is that you've to budget and spend smartly all the time. You can't take on excessive debt and maintain reckless practices.